Hurt on Someone Else's Property in Miami?

Florida law requires property owners and those who control property to use reasonable care to keep it reasonably safe for invited visitors. When they fail to do so and someone is hurt as a result, the responsible party can be held financially responsible through a premises liability claim.

Who Can Be Held Liable?

Premises injury cases often involve more than one responsible party, including:

• Property owners — the individual or entity that owns the land and buildings
• Property management companies — firms hired to maintain and operate the property
• Commercial tenants — businesses that control their leased space
• Condominium and homeowners associations — responsible for common areas
• Maintenance contractors — cleaning, landscaping, elevator, and repair vendors
• Construction companies — contractors whose work creates hazards for the public

Why Insurance Coverage Matters

Commercial and residential properties typically carry general liability insurance, and some carry umbrella or excess policies. When several parties share responsibility, more than one policy may apply. Identifying every responsible party early is one of the most important steps in any premises claim.

What Damages Can Be Recovered?

Depending on the facts, a premises injury claim in Florida can include:

• Past and future medical expenses
• Lost wages and loss of future earning capacity
• Pain and suffering, mental anguish, and loss of enjoyment of life
• Scarring and disfigurement
• Wrongful death damages for survivors and the estate (sections 768.16–768.26, Florida Statutes)

Every case is different. What a claim is worth depends on the injuries, the evidence, comparative fault, and the insurance available.